Axis Bank Personal Loan
Axis Bank offers personal loans that cater to a wide range of financial needs, such as funding a vacation, managing wedding expenses, handling medical emergencies, or consolidating debt. With competitive interest rates, easy repayment options, and a quick disbursal process, Axis Bank ensures a seamless borrowing experience.
Check Your Personal Loan Eligibility
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Axis Bank Personal Loan Highlights:
| Axis Bank Personal Loan Highlights | |
|---|---|
| Loan Amount | Upto 40 Lakh |
| Interest Rate | 11.10% p.a onwards |
| Tenure | Upto 84 Months |
| Processing Fees | Upto 2%+GST |
| Part Payment Charges | 1). <=36 EMI Paid = 3% |
| >36 EMI Paid = 2% | |
| Pre-payment charges shall be charged on principal outstanding. | |
| Fore-Closer Charges | 1). <=36 EMI Paid = 3% |
| 2). >36 EMI Paid = 2%. | |
| Pre-payment charges shall be charged on principal outstanding. | |
Axis Personal Loan Maximum & Minimum Loan Amount
Axis Bank Provides Personal Loan for Minimum of 1 Lakh to Maximum 50 Lakh.
- Minimum Loan Amount: 1 Lakh.
- Maximum Loan Amount: 50 Lakh
Maximum & Minimum Loan tenure
Axis Bank Personal Loan tenure is minimum for 12 months and maximum for 84 months.
- Minimum Tenure: 12 Months.
- Maximum Tenure: 84 Months.
Maximum & Minimum Interest Rate
Axis Bank Personal Loan interest rate vary on borrower’s profile and terms of bank.
- Minimum Interest Rate: 11.10% p.a onwards.
- Maximum Interest Rate: 36% p.a
Types of Axis Bank Personal Loan
Axis Bank provides many types of personal loan for many type of needs.
- Personal Loan for Wedding.
- Personal Loan for Travel.
- Personal Loan for Home Renovation.
- Personal Loan for Medical Emergency.
- Personal Loan for Vacations.
Eligibility criteria for Personal Loan.
Axis Bank personal loan eligibilty criteria as follows;
- Salaried Employees with public and private limited companies, Government sector employees including Public Sector Undertaking, Central and Local bodies.
- Minimum Age: 21 Years, Maximum age of 60 years at the time of maturity of the Personal Loan.
- Minimum net monthly income – ₹15,000 for Axis Bank customers and ₹25,000 for non Axis Bank customers.
Documents required to Apply:
- Last 3 Months Bank Statements.
- 3 latest Salary Slips with the latest Form 16.
- KYC documents
Disclaimer: by clicking on Check eligibility you are agreed with our privacy policy and other terms.
Check Your Personal Loan Eligibility
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FAQ's
What is minimum Interest rate of Axis Bank Personal Loan ?
Minimum Interest Rate of Axis Personal Loan is 11.10% p.a.
How can I apply for axis personal loan ?
this is simple, you just need fill above form, we will reachout and assist to apply personal loan at Axis Bank.
What is the maximum tenure axis bank provide for personal loan ?
Axis Bank provides tenure from 12 months to maximum 84 months.
How long does it take to get a Personal Loan from Axis Bank ?
Personal Loan application usually takes 3-4 days for processing and disbursment.
What is part pre payment charges of axis personal loan ?
Part prepayment charges as follows; if <=36 EMI paid 3% on principal outstanding & >36 EMI paid 2% on principal outstanding.