HDFC Personal Loan
HDFC Bank Personal Loan, When it comes to personal finance, having access to a reliable personal loan can make all the difference. HDFC Bank, one of India’s leading financial institutions, offers a range of personal loan options designed to cater to the diverse needs of customers. Whether you’re looking to fund a wedding, consolidate debt, or finance a dream vacation, HDFC Bank Personal Loan can provide you with the financial flexibility you need. HDFC Bank Offers Personal Loans Up to 50 Lakh with Flexible tenure of upto 72 Months depending on borrowers profile.
Check Your Personal Loan Eligibility
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HDFC Bank Personal Loan Features & Benifits:
HDFC Bank Personal Loan comes at many amazing features & benifits.
- Loan Amount Upto 50 Lakh.
- Tenure Upto 72 Months.
- Interest Rate starting at just 10.85%.
- No Collateral Required.
HDFC Bank Personal Loan Highlight:
| HDFC Bank Personal Loan Highlight | |
|---|---|
| Loan Amount | Up To 50 Lakh |
| Tenure | 12 Month to 72 Months. |
| Interest Rate % | 10.75 % P.A. Onwards |
| Processing Fees | 6599 ₹ + GST |
| Pre-Closer Charges: |
|
| Part Payment Charges: |
Note: (Part-payment allowed up to 25% of Principal Outstanding. It is allowed once in the financial year and twice during the loan tenure) |
Maximum and Minimum Loan Amount
HDFC Bank Personal Loan Minimum Loan Amount is 1 Lakh and Maximum Loan 50 Lakh. Loan amount is depends on borrowers credit profile, eligibility, salary and banks internal credit and risk policy.
- Minimum Loan Amount :- 1 Lakh
- Maximum Loan Amount :- 50 lakh
HDFC Bank Personal Loan Interest Rate
HDFC Bank’s Personal Loan Interest Rate starts from 10.75% to 24 % p.a. interest rate vary basis on borrowers profile, credit worthiness and Bank’s internal credit and risk profile.
- Minimum Interest Rate: 10.75% p.a Onwards.
- Maximum Interest Rate: 24 % p.a Onwards.
HDFC Bank Personal Loan Tenure
HDFC bank personal loan starts from 12 months minmum to 72 months maxium. the tenure vary on eligibility of borrower.
- Minimum Tenure: 12 Months.
- Maximum Tenure: 72 Months.
Which Type of Personal Loan HDFC Bank Provides
HDFC Bank provides personal loans for many purposes. Loan amount 1 lakh to 50 lakh depending on eligibility and borrowers need.
- Personal Loan for Marriage.
- Personal Loan for Home Renovation.
- Personal Loan for Education.
- Personal Loan for Vacations.
- Personal Loan for Medical Emergency.
HDFC Golden Edge Personal Loan:
HDFC Golden Edge Personal Loan is special scheme for who have the salary more than 75,000 ₹ monthly which customer get special benifits like forecloser charges zero after 12 months with own funds.
Eligibility Criteria
HDFC Bank Personal Loan eligibilty depending on below criteria.
- Individual Employed with Private Limited, Public Limited, Central/State/Local Govt Bodies.
- Minimum Age Should Be 21 Years Old & Maximum Age at Loan Maturity should be 59 Years.
- Applicant Should have total work exeriance of 2 Years. and 1 Year Experiance with current employer.
- Applicants salary must have 25k if have salary a/c with HDFC Bank and if salary a/c is not with HDFC Bank then 50k is minimum salary criteria.
Disclamier: terms and condition apply.
Documents to apply personal loan
below documents is required to apply for Personal Loan at HDFC Bank.
- Pan Card
- Aadhar Card
- Current Address Proof (DOVD/OVD)
- 3 Months Banking Statement.
- 3 Months Salary Slip.
- Photograph
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FAQ's
How to Apply for HDFC Bank Personal Loan ?
Applying for HDFC Bank personal loan is simple. we will assist you for your HDFC Bank personal loan application. click here to check your personal loan eligibility.
What is the Maximum loan amount of HDFC Bank personal loan ?
50 Lakh is maximum Loan amount HDFC bank provides.
What is minimum age to apply for personal loan at HDFC bank ?
21 Years is minimum age to avail HDFC Bank personal loan.
Can I get Personal Loan if my salary is 15000 in HDFC?
No, Minimum salary criteria for HDFC Bank Personal Loan 25k for Salaried account holder and 50k for no salary account holder.
What is the interest of a 1 lakh loan in HDFC Bank?
the interest amount for 1 Lakh for 60 months tenure at interest rate of 10.85% will be approx 900 ₹ then after inetrest amount get reduces months by months.
Disclaimer: “information on this page related to HDFC Bank Personal Loan is solely informative, information mentioned above on this page can be mismatch with actual terms.