ICICI Bank Personal Loan
ICICI Bank offers personal loans tailored to meet a variety of financial needs, such as funding a wedding, planning a vacation, handling medical emergencies, consolidating debt, or purchasing gadgets. These loans are designed to provide quick, hassle-free access to funds without requiring collateral.
Check Your Personal Loan Eligibility
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Features & Benefits:
Upto 50 Lakh
Higher Loan Amount
11.25% p.a.
Interest Rate %
No Pre closure Charges
No Precloser after 12 EMI
No Hidden Charges
No Hidden Charges.
ICICI Bank Personal Loan Highlights:
| ICICI Bank Personal Loan Highlights | |
|---|---|
| Loan Amount | Upto 50 Lakh |
| Interest Rate % | 11.25% p.a |
| Tenure | Upto 72 Months |
| Processing Fees | 8999 ₹+GST |
| Pre Payment Charges | 1). 3% of the Outstanding Amount |
| 2). Nil after 12 EMIs | |
| Part Payment Charges | 1). 3% + GST on the part payment amount being paid for the loan seasoning period of up to 24 months |
| 2). Nil for a loan seasoning period of above 24 months | |
ICICI Bank Personal Loan Maximum and Minimum Loan Amount:
ICICI Bank provides personal loan from 1 lakh to maximum 50 lakh depending on borrowers profile and term & conditions of ICICI bank.
- Minimum Loan Amount: 1 Lakh
- Maximum Loan Amount: 50 Lakh
ICICI Bank Personal Loan Interest Rate.
ICICI Bank Personal Loan interest rate starts from 11.25% – 24% p.a
- Minimum Interest Rate: 11.25% p.a
- Minimum Interest Rate: 24.00% p.a
ICICI Bank Personal Loan tenure.
ICICI Bank Provides minimum tenure of 12 months & maximum tenure of 72 months.
- Minimum Tenure: 12 Months.
- Maximum Tenure: 72 Months.
Which type of Personal Loan Provided by ICICI Bank.
ICICI Bank provides personal loan for many purpose, and every need of Individual.
- Personal Loan for Marriage.
- Personal Loan for Home Renovation.
- Personal Loan for Education.
- Personal Loan for Medical Emergency.
- Personal Loan for Travel.
- Personal Loan for Electric gadgets.
Eligibility Criteria for ICICI Bank personal loan.
ICICI Bank personal loan criteria as below mentioned.
- Individual Employed with Private Limited, Public Limited, Central/State/Local Govt Bodies.
- Minimum Age Should Be 21 Years Old & Maximum Age at Loan Maturity should be 59 Years.
- Applicant Should have total work exeriance of 2 Years. and 1 Year Experiance with current employer.
- 30k Minimum monthly net income criteria.
Disclamier: terms and condition apply.
Documents required to apply for an ICICI Bank Personal Loan.
below documents is required to apply for Personal Loan at ICICI Bank.
- Photograph.
- Pan Card.
- Aadhar Card.
- Current Address Proof.
- 3 Months Banking Statement.
- 3 Months Salary Slip.
Disclaimer: by clicking on Check eligibility you are agreed with our privacy policy and other terms.
Check Your Personal Loan Eligibility
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FAQ's
How to Apply for ICICI Bank Personal Loan ?
Applying for ICICI Bank personal loan is simple. we will assist you for your ICICI Bank personal loan application. click here to check your personal loan eligibility.
What is the Minimum Salary required to apply for personal loan ?
Minimum Salary 40k per month is minimum salary criteria to apply Personal Loan at ICICI Bank